 HOME
Ultracover & Extracover
- The Ultracover and Extracover Policies are a state-of-the-art package of protection for your home. The policy provides for: Your home and any attached structures: (Replacement cost, included on Ultra available by endorsement of Extra).
- Other Structures at your premises that are separate from the dwelling.
- Personal Property wherever it may be. (Replacement Cost, included on the Ultra available by endorsement on the Extra).
- Loss of Use which covers the additional living expenses you incur due to temporary relocation.
- Personal Liability for bodily injury, property damage or personal injury claims brought against you anywhere in the world.
- Medical Payments to Others who are injured in an accident arising from your Premises of personal activities.
Xtra Features:
- Both policies include more than 50 extra protection features. Some of these include: All extra protection features are subject to your deductible.
- Coverage up to $2,500 for loss due to theft, forgery or unauthorized use of credit cards and unknowingly accepting counterfeit money.
- Payment up to the Personal Property limit for loss to contents of a refrigerator or Freezer from either power or mechanical failure.
- Coverage up to $3,000 for theft, misplacing or losing of jewelry, watches and furs (misplacing or losing coverage covered under the Ultracover policy only).
- Reimbursement for fire extinguisher recharge after a fire loss.
- Payment for replacement of automatic garage door transmitters which have been stolen. Coverage is also provided for cost to reprogram the frequency on additional transmitters and/or the control unit box. Coverage up to $3,000 for theft, misplacing or losing guns and related equipment (misplacing and losing coverage covered under the Ultracover policy only).
Optional Coverage's
Because your home is a special place, it may have unique protection needs. Some of the optional coverage's available include:
- Sewer or Drain Back-up
- Incidental Business Occupancy
- Earthquake Coverage
- Scheduled Personal Property
- Personal Computer Coverage Endorsement
- Dwelling and other structures siding and/or roofing restoration coverage.
 AUTO
King Insurance founding purpose, "To provide its Policyholders with as near perfect protection, as near perfect service, as is humanly possible, and to do at the lowest possible cost," is as true now as it was when the company was founded in 1925. We are committed to keeping your auto rates as low as possible by keeping our overhead low and carefully evaluating all applicants. We further reduce your rates by offering numerous discounts, which include:
- Multi-Car Discount
- Age 55 or Over Discount
- Passive restraints discount
- Anti-theft Devices Discount
- Anti-lock Brakes Discounts
- Multi-Policy Discount
King Insurance's Customer Incentive Program guarantees your auto rates will not be surcharged under the following circumstances:
First Accident Forgiveness Plan. The King Insurance Agency will not surcharge an auto policy written through our preferred plan in the event of a first "at-fault" accident. (Waiting period applies in certain states.)
Feature 15. After an auto policy has been in continuous force for fifteen consecutive years with King Insurance Agency, you will never be surcharged for an accident fault again.
We realize that each policy sold is a promise of service; a promise we are prepared to keep. That's why we use our own trained adjusters, whenever possible, insuring that your claim will be settled quickly and fairly by personnel who know our policy and understand our service philosophy. Our claims services include:
- Contact standards ensuring you'll be promptly contacted after reporting a loss, in most cases that same day.
- After-hours service allowing you to report losses after normal business hours, on weekends and on holidays.
- Elglass Program, simplifying the auto glass repair and replacement process. The program is designed to speed the claims process, to offer 24-hour claims reporting service and to be flexible enough to let you decide who should repair or replace your windshield.
- Direct Repair Program allowing you to select your own body shop or one of numerous participating body shops. Participating body shops will directly bill the ERIE less your deductible, as an added convenience to you.
It is because of this very commitment to the promise of service King Insurance Agency continually receives distinguished marks for service from independent consumer organizations. And it is what has earned the King Insurance Agency its long-standing reputation for providing fast fair and courteous claims service.
King Insurance Agency Pioneer Family Auto Insurance Policy offers a complete line of quality coverage's to meet you're your auto insurance needs. The amount of coverage's depends on limits of coverage you purchase:
Bodily Injury Liability: Covers your legal liability for bodily injury claims brought against you.
Property Damage Liability: Covers your legal liability for property damage claims brought against you.
Medical payments: Covers the medical expenses for injuries sustained by you, resident relatives and other people in your auto as a result of an accident.
Uninsured/Underinsured Motorists: Provides coverage when you are injured in an accident caused by another person who either has no insurance or does not have enough insurance to cover your damages. Some states require you underinsured motorist coverage to exceed the responsible party's liability limits for the coverage to apply. Some states require that this coverage also include property damage.
Comprehensive: Pays for damage to your auto and its equipment not caused by collision or upset.
Collision: Pays for damage to your auto and its equipment caused by collision or upset.
 CONDO
The Condocover Policy is a state-of-the-art package of protection. The policy provides for:
- Personal Property wherever it may be.
- Any additions of alterations you make to your premises.
- Loss of Use which covers the additional living expenses you incur due to temporary relocation.
- Loss Assessments up to $5,000 imposed upon you if your association's coverage is inadequate.
- Personal Liability for bodily injury, property damage or personal injury claims brought against you anywhere in the world.
- Medical Payments to Others who are injured in an accident arising from your Premises of personal activities.
Xtra Features: (Superior Protection)
This innovative policy includes more than 50 extra protection features. Some of these include:
All extra protection features are subject to your deductible
- Coverage up to $2,500 for loss due to theft, forgery or unauthorized use of credit cards and unknowingly accepting counterfeit money.
- Payment up to the Personal Property limit for loss to contents of a refrigerator or Freezer from either power or mechanical failure.
-
Coverage up to $3,000 for theft, misplacing or losing of jewelry, watches and furs.
-
Reimbursement for fire extinguisher recharge after a fire loss.
- Payment for replacement of automatic garage door transmitters which have been stolen.
- Coverage is also provided for cost to reprogram the frequency on additional transmitters and/or the control unit box.
- Coverage up to $3,000 for theft, misplacing or losing guns and related equipment.
Perils include:
- Fire or lightning
- Windstorm or hail
- Explosion
- Sonic boom
- Riot or civil commotion
- Aircraft or vehicles
- Smoke
- Vandalism or malicious mischief
- Glass breakage
- Theft
- Falling trees or other objects
- Weight of ice, snow or sleet
- Sudden bursting or cracking of a heating or cooling system
- Freezing of plumbing, heating and cooling systems
- Accidental overflow or discharge of water from within the home
- Power surge damage to electrical appliances
- Volcanic eruption
Optional Coverage's
Because your home is a special place, it may have unique protection needs. Some of the optional coverage's available include:
- Sewer or Drain Back-up
- Incidental Business Occupancy
- Earthquake Coverage
- Scheduled Personal Property
- Increased building, additions and alterations endorsement
- Condocover Enhancement Endorsement
- Expanded Endorsement
 TENANT
The Tenantcover Policy is a contemporary package of protection. The policy provides for:
- Personal Property wherever it may be
- Loss of Use which covers the additional living expenses you incur due to temporary relocation
- Personal Liability for bodily injury, property damage or personal injury claims brought against you anywhere in the world
- Medical Payments to Others who are injured in an accident arising from your Premises of personal activities
Xtra Features: (Superior Protection)
This innovative policy includes more than 50 extra protection features. Some of these include:
All extra protection features are subject to your deductible
- Coverage up to $2,500 for loss due to theft, forgery or unauthorized use of credit cards and unknowingly accepting counterfeit money.
- Payment up to the Personal Property limit for loss to contents of a refrigerator or Freezer from either power or mechanical failure
-
Coverage up to $3,000 for theft, misplacing or losing of jewelry, watches and furs.
-
Reimbursement for fire extinguisher recharge after a fire loss
- Payment for replacement of automatic garage door transmitters which have been stolen. Coverage is also provided for cost to reprogram the frequency on additional transmitters and/or the control unit box.
- Coverage up to $3,000 for theft, misplacing or losing guns and related equipment
Perils include:
- Fire or lightning
- Windstorm or hail
- Explosion
- Sonic boom
- Riot or civil commotion
- Aircraft or vehicles
- Smoke
- Vandalism or malicious mischief
- Glass breakage
- Theft
- Falling trees or other objects
- Weight of ice, snow or sleet
- Sudden bursting or cracking of a heating or cooling system
- Freezing of plumbing, heating and cooling systems
- Accidental overflow or discharge of water from within the home
- Power surge damage to electrical appliances
- Volcanic eruption
Optional Coverage's
Because your home is a special place, it may have unique protection needs. Some of the optional coverage's available include:
- Replacement cost settlement on personal property
- Sewer or Drain Back-up
- Incidental Business Occupancy
- Earthquake Coverage
- Scheduled Personal Property
- Expanded Endorsement
- Identity Recovery Coverage
|
